Forget wallet
addresses.
Type an email, pick an amount, send. Recipients get funds the moment they log in, even if they've never touched crypto.
Pay for goods across borders, bill your overseas clients, and send money to loved ones with just an email, everything settles in under two minutes and delivers before you blink.

They get in their bank
KSh 25,820.00
To Wanjiru · M-Pesa
Built for the way money moves today: digital dollars on one side, local currency on the other.
Everything a bank transfer should have been, without the bank, the wait or the wire fee.
Type an email, pick an amount, send. Recipients get funds the moment they log in, even if they've never touched crypto.
Deposit NGN, KES or GHS straight from your bank. Withdraw to a local account in minutes, at competitive local rates.
Every transaction is sponsored. You never need to buy or hold another token just to move your money.
Behind every transfer is a rent payment, a school fee, a first invoice, a Sunday call home.

“My clients in the US pay me by email. It’s in my bank before I close the laptop.”

“Mum gets it on mobile money while we’re still on the phone.”

“We hold dollars now. Our margins stopped moving with the exchange rate.”

“Twelve contractors, six countries, one button on payday.”
Drag the amount and watch what actually reaches the other side, and how long it takes to get there.
Sendzz
About 2 seconds · by email
$100.00
Nothing lost
Bank wire
1–5 business days
$62.00
−$38.00
Cash agent
Same day · pick-up in person
$85.00
−$15.00
Bank wire and cash agent figures are illustrative, based on a typical flat fee plus exchange margin. Your provider’s actual costs may differ.
No account numbers, no wallet addresses, no SWIFT codes. Just the email they already use.
See exactly what they'll get before you send. The fee line always reads zero.
You've got $200 from Chidi
Tap to claim. It's already yours.
New to Sendzz? They get a claim link. One sign-in and the money is theirs.
Sendzz is self-custodial. Your account is yours alone, and no one can lock you out of your own money.
Every payment needs your say-so, signed with your face or fingerprint through a passkey.
Your key is split into pieces with multi-party computation, so no one, Sendzz included, ever holds the whole thing.





Set up takes about a minute. Your first transfer takes about two seconds.
Type their email and see who’s first.
Yes. When you sign in, a multi-chain smart account is created for you using MPC and WebAuthn passkeys. Sendzz never stores your private keys, cannot freeze your account and cannot move funds without your authorization.
You can start without verification. Sending, receiving and depositing are unlimited. Cashing out to a bank is capped at $100 in total until you complete a quick identity check. It takes about two minutes and removes the limit.
Sending money between Sendzz accounts is free, and we cover the network gas on every chain we support. Withdrawing to a local bank account costs a small fee. The fee can vary in some countries, and you always see the exact amount before you confirm.
Send to any email address. The funds are held safely on chain and your recipient gets a claim link by email. One sign-in creates their account and the money is theirs.
Deposit local currency such as NGN from your bank to receive USDC, or withdraw USDC straight to a local bank or mobile money account. Payouts usually land within two minutes.